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Finbro Loan Philippines Review



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Finbro Loan Philippines Review – You need cash, and you need it fast. What’s your first move? Well, if you’re like most people these days, you might turn to an online lender like Finbro. This platform has become a go-to resource for Filipinos in need of quick cash, but before you click that “apply” button, you should know a few things. This comprehensive review will walk you through everything from how legit Finbro is to what previous clients have to say.

What is a Finbro Loan?

Finbro Loans offers a lending service where you can borrow from as low as ₱1,000 up to ₱50,000. These loans are operated by Sofi Lending, Inc. and are designed to be repaid over 12 months. Interestingly, your first loan starting at ₱5,000 comes with a zero-interest rate.

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Is Finbro Legit?

It’s a valid question to ask, especially when financial transactions are concerned. The short answer is yes. Finbro is fully registered with the Securities and Exchange Commission and has partnerships with well-known financial institutions. So, should you trust them with your information? It seems you can.

Who owns it?

Finbro is owned and operated by Sofi Lending, Inc. See vPeso Loan App Philippines

Advantages and Disadvantages of Finbro Loans


Easy Application

Imagine applying for a loan while in your pajamas. That’s Finbro for you. All you need is internet connectivity.

Simple Requirements

One valid ID and a selfie, and you’re good to go. No stacks of papers or intimidating interviews.

Flexible Use of Loan

Need to pay utilities? School fees? Medical bills? Finbro’s got your back.

No Interest for New Loans

If it’s your first time, you’re in luck! No interest will be charged for initial loans starting at ₱5,000.

No Collateral Required

Your valid ID is your collateral. No need to risk valuable assets.

Fast Approval

Wait time ranges from 10 minutes to one day. Talk about speedy!

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Limited Loan Amount

If you need substantial amounts for things like home renovation, Finbro might not cut it.

High-Interest Rates

Be wary; subsequent loans have a 6% interest rate, higher than some other online lenders.

Processing Fee

The processing fee can add a bit to your loan repayment amount.

Short Loan Term

You have a year—max. If you’re living paycheck to paycheck, this could be a problem. Pesoredee Loans Philippines

Customer Feedback

While Finbro claims a 98% customer satisfaction rate, there are some issues to be aware of. Some clients find Finbro’s claim that “only an ID and a selfie are needed” misleading.

Is Finbro Legit?

SEC Registration

Sofi Lending, Inc., the company behind Finbro, is registered with the Philippines’ Securities and Exchange Commission (SEC).


The company has partnered with well-known institutions like UnionBank and Cebuana Lhuillier, adding to its credibility.

The Application Process


To qualify for a Finbro loan, you must be:

  • A Filipino citizen
  • Aged between 20 and 70
  • Employed or with a stable source of income
  • Have at least one valid ID
  • Have a bank account
  • Able to provide a selfie


The application process is simple. Start by visiting the official Finbro website, then:

  1. Click on the ‘New Client’ button. More About Kashbean Loan App Kenya
  2. Fill in your personal details.
  3. Submit a valid ID and a selfie for verification.
  4. Once verified, your loan summary will appear, and you can finalize your application.


Is Finbro the right online lender for you? That depends on various factors, such as the loan amount, term, and your ability to repay. Weigh the pros and cons carefully to make an informed decision.


  1. How will I know if my Finbro loan application is approved?
    • You will receive a notification via text or can check via your online account.
  2. My loan is approved but not yet credited. What should I do?
    • Contact customer support via mobile or email.
  3. How can I repay my Finbro loan?
    • Multiple options are available: E-wallets, payment centers, and bank transfers.
  4. What if I can’t repay the entire loan amount on time?
    • Finbro offers options to extend your repayment term by 14 or 30 days.
  5. Can I repay my loan before its due date?
    • Absolutely, and it will also boost your credit rating with Finbro.

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