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How to Borrow Money Using Zenith Bank Quick Loan Code



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How to Borrow Money Using Zenith Bank Quick Loan Code – Ever found yourself in a tight spot and thought, “If only I could get a quick loan!”? Well, if you’re a Zenith Bank customer, you’re in luck. Zenith Bank’s USSD service is a lifesaver, and today, we’re diving deep into how you can leverage it to borrow money swiftly. See PalmCredit Loan App

Introduction to Zenith Bank USSD Services

Zenith Bank’s USSD code, *966#, is more than just a number. It’s a gateway to a plethora of banking services right at your fingertips. From opening an account to buying airtime and, of course, borrowing money, this code is your magic wand. But how exactly does the loan service work? See How to pay back GTB Quick Credit loan in Nigeria with USSD code

Zenith Bank Quick Loan Code Overview

The primary code to access Zenith Bank’s quick loan is *966*11#. But wait, before you start dialing, there’s a bit more to know. This code will only work if dialed from a phone number linked to your Zenith Bank account. And if you haven’t activated the USSD service yet, you’ll need to do that first. See Quick Credit Loan App

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Requirements for Activating Zenith Bank USSD Code

  1. An active Zenith Bank account.
  2. A mobile phone with the number registered to your Zenith Bank account.

Got the above? Great! Let’s dive into the activation process.

Activation Process for Zenith Bank USSD Code

  1. Dial *996# from your registered phone number.
  2. Follow the on-screen prompts, adding your Zenith Bank account number when required.
  3. Set up a 4-digit PIN for security.
  4. And just like that, you’re set to use the *966*11# loan code and other USSD services! See Faraja USSD Code

Comprehensive List of Zenith Bank USSD Codes

Zenith Bank isn’t just about loans. Here’s a quick rundown of other essential USSD codes:

  • Transferring Money: Dial *966*Amount*Account Number# and follow the prompts.
  • Checking Account Balance: Quick peek at your balance. *966*00# is your friend.
  • Airtime Recharge: Need to top up? *966*Amount*Mobile Number# has got you covered.
  • Accessing Loans: As mentioned, *966*11# is your go-to for quick loans.
  • Retrieving Account Number: Forgotten your account number? *966*00# will jog your memory.


Zenith Bank’s USSD service is a testament to how banking has evolved. No more long queues or tedious paperwork. With just a few taps on your phone, you can access funds, check balances, and so much more. So, the next time you’re in a pinch, remember, Zenith Bank’s got your back! Read How do I buy data from Opay using USSD code?


  1. Can I use the loan code from any phone?
    • No, you must use the phone number linked to your Zenith Bank account.
  2. Is there a charge for using the USSD service?
    • Standard USSD charges may apply. It’s best to check with your service provider.
  3. How secure is the USSD loan service?
    • Very secure! The service requires a PIN for authentication.
  4. Can I repay my loan via USSD?
    • Yes, you can follow the on-screen prompts after dialing the loan code.
  5. What’s the maximum amount I can borrow?
    • This depends on your account history and eligibility. It’s best to check with the bank directly.



  1. Pacy Pacy

    November 24, 2023 at 6:48 am

    I need a loan

  2. Emmanuel ezekiel nwibu

    December 11, 2023 at 7:42 am

    I need a loan of 20000

  3. Nwamaechi linda ijeoma

    December 11, 2023 at 6:06 pm

    I hsve a problem ,i borrowed 100k from zenith easyloan online i debited me through remitta on 29th November meaning replayment until they have not clear my dashboard..i dont want they situation the will debit me they second time …Nothing is done since i have been laying my complain……please look into it urgently is my account number 1003935971 Nwamarchi linda ijeoma tnxß

    • Kenneth

      December 25, 2023 at 7:18 am

      I will pay back in January

  4. Osagie liberty omokhomion

    December 23, 2023 at 11:40 am


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