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Mwachangu Loans Zambia



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Mwachangu Loans Zambia – Mwachangu Loans Zambia is a beacon of financial support for many in Zambia. As a fast-growing microfinance company, they are committed to providing quick and reliable loans to ease the financial burden on Zambians. Here’s a detailed look at their offerings:

Fast Cash Loan: Up to K5000

Mwachangu provides fast cash loans of up to K5000 to solve your urgent financial needs. Whether it’s an unexpected expense or an emergency, they have you covered. If you need a loan in Zambia, See Ambercash Zambia Review and Ambercash Zambia Contact Details

Mwachangu Zambia Review | How to Use the Mwachangu Loan App

Mwachangu Zambia Review – Mwachangu Zambia is a digital financial platform that has been making waves in the Zambian financial ecosystem. Known for its seamless loan application process and excellent customer service, Mwachangu Zambia has become a preferred choice for many individuals seeking quick and hassle-free loans. This review provides a detailed analysis of the services offered by Mwachangu Zambia, its unique selling points, and why it has become a trusted name in the financial sector.

What is Mwachangu Zambia?

Mwachangu Zambia is a digital lending platform that provides quick and easy loans to individuals in Zambia. The platform operates with a 100% paperless process, making it a convenient and environmentally friendly option for those seeking financial assistance.

Officially Certified by the Zambian Government

Mwachangu’s loan business has been officially certified by the Zambian government, ensuring trustworthiness and compliance with local regulations. For educational purposes, see How to Bypass Mkopa Security on Samsung A01 and A10 and How to Remove INFINIX X6516 Security Plugin

Borrowing Details

At Mwachangu Loans Zambia, we offer flexible borrowing options to suit your individual financial requirements. Here are the details of our loan offerings:

  • Amount You Can Borrow (K): K3,000 You can borrow up to K3,000 to address your immediate financial needs. Whether it’s for unexpected expenses, emergencies, or any other purpose, we are here to assist you.
  • How Much Do You Need? Tailor Your Loan to Your Specific Needs We understand that everyone’s financial situation is unique. Hence, we allow you to customize the loan amount based on the specific amount you need. Borrow only what you require to avoid unnecessary debts.
  • How Long Do You Want It For? Choose a Repayment Term that Fits Your Situation Flexibility is key to managing your finances effectively. You can select a repayment term that best aligns with your ability to repay comfortably. Choose a shorter term for faster repayment or a longer term for smaller installments.
  • Interest: K30 (K120) As part of the loan terms, a fixed interest amount of K30 will be applied to your loan. This interest is added to the principal amount borrowed, resulting in a total repayment amount of K3,030.
  • Issuance Fee: K0.00 We believe in transparent lending practices, which is why we do not charge any issuance fees. You will only need to repay the borrowed amount and the applicable interest.
  • Total to Repay: K3,030 The total amount you will need to repay at the end of the loan term is K3,030. This includes the principal amount borrowed and the fixed interest.
  • Repay Date if you borrow today: 06/10/2023 (This Date CAN BE EXTENDED for 28 Days for Only K40 More) The repayment date for your loan is 6th October 2023. However, we offer the flexibility to extend the repayment date by 28 days for a nominal fee of K40. This extension provides you with extra time if needed.

At Mwachangu Loans Zambia, we aim to provide transparent and customer-oriented lending services. Our borrowing details allow you to tailor the loan to your specific needs, offering convenience and peace of mind throughout the borrowing process. Apply for a loan today and experience our commitment to assisting you in times of financial need.

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Why Choose Mwachangu?

At Mwachangu Loans Zambia, we are dedicated to providing our customers with a seamless and reliable borrowing experience. Here are some compelling reasons to choose us for your financial needs:

  1. Company Philosophy: Safe and Trustworthy We prioritize the safety and trustworthiness of our services. As an officially certified microfinance company by the Zambian government, we adhere to the highest standards of integrity and compliance. You can trust us to handle your financial requirements with the utmost responsibility. If you need loans in Zambia see Ambercash Zambia Review or Zamcash Zambia Review | Is Legit?
  2. 100% Paperless Process: Enjoy a Hassle-Free Application Gone are the days of lengthy paperwork and bureaucratic processes. With Mwachangu, you can apply for a loan entirely online without the need for physical documentation. Our paperless application process ensures a convenient and swift experience, saving you time and effort.
  3. Simple and Secure Process: Apply with Confidence We understand the importance of a secure lending environment. Our streamlined and user-friendly application process is designed to be straightforward, making it easy for you to apply with confidence. Your personal and financial information is treated with the highest level of security.
  4. Minimal Documentation: Only Essential Documents Required We value your time and aim to make borrowing as hassle-free as possible. That’s why we only request essential documents needed to process your loan application. Say goodbye to unnecessary paperwork and enjoy a smoother borrowing journey.
  5. 24/7 Customer Support: Assistance Whenever You Need It Our commitment to customer satisfaction extends beyond business hours. Whether you have inquiries, need assistance, or require support at any time, our dedicated customer support team is available 24/7 to address your concerns and ensure a positive experience.

At Mwachangu Loans Zambia, our mission is to alleviate the financial burden on Zambians and build lasting relationships with our customers. We take pride in being a trustworthy and qualified microfinance provider, registered with the Bank of Zambia and the Ghana Microfinance Association Zambia.

Choose Mwachangu for your financial needs, and experience a reliable and customer-centric approach to microcredit services. Apply today to ease your financial worries and unlock a brighter future with Mwachangu Loans Zambia!

A Commitment to Zambians

Mwachangu prides itself on reducing the financial burden on Zambians. They understand the importance of building long-term relationships and putting money quickly to help others. Everything they do is aimed at reducing financial stress on customers.

Trustworthy and Qualified

Registered with the Bank of Zambia and the Ghana Microfinance Association Zambia, Mwachangu is trustworthy and qualified to operate in Zambia.


Apply for a quick and reliable loan with Mwachangu Microcredit to ease your financial burden. With a strong commitment to their customers and a range of flexible options, Mwachangu Loans Zambia is here for you!

Frequently Asked Questions

  1. Do I need to provide collateral for a loan? No, at Mwachangu Loans Zambia, we offer unsecured loans, which means you do not need to provide any collateral to borrow money from us. Your loan eligibility is determined based on your creditworthiness and ability to repay.
  2. After submitting a loan application, how long will it take to get the review result? Our loan application review process is designed to be quick and efficient. In most cases, you can expect to receive the review result within 1 to 2 business days. However, the exact time may vary depending on the volume of applications and the accuracy of the information provided.
  3. How is the information collected used? The information collected during the loan application process is used solely for the purpose of assessing your eligibility and suitability for the loan. We treat your personal and financial information with the utmost confidentiality and comply with all relevant data protection laws and regulations.
  4. Before the repayment date, will someone remind me to repay? Yes, we understand the importance of timely repayment, and we strive to provide excellent customer support throughout your loan journey. Before the repayment date approaches, we will send you timely reminders via email, SMS, or other communication channels to ensure that you are aware of the upcoming payment.
  5. I want to borrow a higher amount, how can I get it? If you wish to borrow a higher loan amount than the maximum limit currently offered, please reach out to our customer support team. They will guide you through the process and evaluate your eligibility for a higher loan amount based on your credit history, repayment capacity, and other relevant factors.

At Mwachangu Loans Zambia, we aim to address all your concerns and provide you with a seamless borrowing experience. If you have any other questions or need further assistance, feel free to contact our 24/7 customer support team, who will be more than happy to help you.



  1. Abedenicol

    August 27, 2023 at 9:48 am

    Very helpful indeed

    • Blesswell sihubwa

      August 30, 2023 at 10:05 am

      It’s good and affordable

      • Dylos Kasakula

        September 13, 2023 at 12:12 pm

        How to register

        • John Chilengi

          September 15, 2023 at 8:45 am

          I have applied for the first time and I want to see the difference.

        • Gracioum chinondo

          September 16, 2023 at 12:00 pm

          I what a loan

          • INNOCENT ZULU

            November 7, 2023 at 6:03 am

            I need a k1000 loan

          • John Bwalya

            November 15, 2023 at 12:39 pm

            I want k200

          • Sabina Daka

            November 15, 2023 at 7:33 pm

            I like the conditions

        • Edward

          September 19, 2023 at 7:20 pm

          i will like to borrow money from mwachngu

          • Phiri mailes

            December 13, 2023 at 1:20 pm

            I need 5000

        • Choolwe Syamupa

          September 20, 2023 at 2:28 pm

          Platform not user friendly, how can many fail to access loans?

          • Jonathan Simwanza

            November 16, 2023 at 1:28 pm

            I need 1000 loan

        • Damester Sikiya nalube

          October 31, 2023 at 8:12 pm

          I want to apply for the first time to improve my business

          • Makasa chilyamafwa

            November 11, 2023 at 6:12 am

            Need money

    • Mumbikaseke

      September 8, 2023 at 6:54 am

      I need 5000 please.

      • John Chilengi

        September 14, 2023 at 7:08 am

        I need a loan for the first time from Mwachanfu

      • Gracioum chinondo

        September 16, 2023 at 12:01 pm

        I need a loan k10000

    • Musonda lister

      September 13, 2023 at 7:35 am

      I need a loan please

      • John Chilengi

        September 15, 2023 at 8:46 am

        I have applied for the first time and I want to see the difference.

    • Gracioum chinondo

      September 16, 2023 at 11:59 am

      I what a loan

    • Fanny Mulando

      September 30, 2023 at 4:23 am

      Been failing to login for about a week now

    • Damester Sikiya nalube

      November 6, 2023 at 6:55 am

      I want to get a Lean for the first time

  2. Purity

    August 28, 2023 at 6:19 pm

    I need a 5000

  3. Victoriashampande

    August 30, 2023 at 7:42 am

    The best

  4. Mukelabai Imakando

    August 30, 2023 at 10:51 am

    Help me

    • Ivin

      September 5, 2023 at 7:16 am

      Loan four 300

      • Richard

        September 9, 2023 at 3:59 pm


      • Joseph zulu

        October 1, 2023 at 1:38 pm


        • VICTOR MWILA

          October 13, 2023 at 7:40 am

          I need a loan

    • Euphemia munsaka

      November 24, 2023 at 4:03 pm

      I need money kindly help me you have never given me

  5. Prisca

    August 31, 2023 at 10:02 am


    • Ivin

      September 5, 2023 at 7:13 am

      Loan four 300

      • Foley

        September 5, 2023 at 1:06 pm

        I really need a loan please

  6. Regina Chingwali

    September 1, 2023 at 5:46 pm


    • Joseph

      September 4, 2023 at 1:59 am


    • mary

      September 24, 2023 at 9:10 am


  7. paul kandula

    September 2, 2023 at 3:03 pm


    • Ivin

      September 5, 2023 at 7:15 am

      I need loan

  8. paul kandula

    September 2, 2023 at 3:03 pm


    • Innocent Kalunga

      September 14, 2023 at 2:22 pm


  9. Nalumino

    September 3, 2023 at 6:10 pm

    I love this loan

  10. kalumba obed

    September 4, 2023 at 10:20 am


    • Collins

      November 1, 2023 at 8:45 pm

      Please l need this loan help me

  11. Gift mulemwa

    September 4, 2023 at 8:30 pm


  12. Gift mulemwa

    September 4, 2023 at 8:31 pm

    I like this

    • Mwanangombe mwiya

      October 23, 2023 at 9:57 am

      I need a 2000 but am failing to access it

  13. Bannywest Nkole

    September 4, 2023 at 11:07 pm

    How much do you have to pay back when you get k5000 loan in 6months?

  14. Lungu Malizani

    September 5, 2023 at 12:37 pm

    Very helpful indeed

  15. Victoria katongo

    September 7, 2023 at 4:16 am

    Beautiful and helpful

  16. Perthias Makiki

    September 7, 2023 at 11:19 am

    I applied for a loan on code it saying write ten digital numbers from zero to ten please help me

    • Jonathan Nyirenda

      September 8, 2023 at 3:09 am

      Just write your full phone number starting with 09777*****

  17. Mandumbwa Harringtone

    September 7, 2023 at 3:52 pm


  18. Sausandi Banda

    September 7, 2023 at 8:04 pm

    I am in need of the loan, I have read all the content concerning Mwachangu loans.

    Waiting to hear from you.

  19. Coninx C Chilaisha

    September 8, 2023 at 3:56 am

    Well done this app

  20. Morgan mwansa

    September 8, 2023 at 1:10 pm

    I need 2500

    • admin

      September 8, 2023 at 3:58 pm


    • Ezekiel kamonga

      September 14, 2023 at 8:58 am

      I want a loan

  21. Anthony chisenga

    September 9, 2023 at 10:10 am

    I need 5000

  22. Geshom phiri

    September 9, 2023 at 1:05 pm

    I Need a loan k500

  23. Boniface Zulu

    September 9, 2023 at 3:38 pm

    Save my name and email in this browser for the next time I comment

  24. Kelvin Nkhoma

    September 10, 2023 at 10:46 am

    I WANT K800

  25. Mcmillan Mwiinga

    September 10, 2023 at 2:58 pm


  26. Chashi Bernard

    September 10, 2023 at 3:26 pm

    I love it

  27. Chashi Bernard

    September 10, 2023 at 3:27 pm

    It’s a good thing to solve burning problem’s

  28. Chashi Bernard

    September 10, 2023 at 3:28 pm

    Ticket in solving burning problem’s

  29. Morris Mwamba

    September 12, 2023 at 3:37 pm

    I need a loan amount k3000

  30. Chomba Christopher

    September 13, 2023 at 9:30 am

    I need a 1,500

  31. Dennis Pearce

    September 13, 2023 at 9:31 am

    I need a loan (K500)

  32. Situmbeko Sibajene

    September 14, 2023 at 6:02 am

    Really helpful

  33. Situmbeko Sibajene

    September 14, 2023 at 6:03 am

    How do I register

  34. Chola kyupa

    September 14, 2023 at 2:40 pm

    I love mwachunga

  35. Beverly shawa mukuta

    September 15, 2023 at 8:48 am

    What is the 10 digital you are requested starting with 0

    • Mary banda

      September 21, 2023 at 9:54 am

      I want the 10 digital numbers

  36. patrick chiluya musonda

    September 15, 2023 at 11:45 am

    i want money for business

    • Patrick Muzings

      September 17, 2023 at 4:20 pm

      I love mwachangu

  37. Cosmas mwandwa

    September 16, 2023 at 5:49 am

    I like this app

  38. Sydney mubanga

    September 16, 2023 at 8:32 am

    I have been trying to apply but it only tells me that you dont qualify at the moment

    • Patrick Muzings

      September 17, 2023 at 4:22 pm

      I like

  39. Glenda Muchimba

    September 16, 2023 at 9:24 am

    Hi I have been trying to apply for a loan but I am unable to get the 10 digit code. Please advise.

  40. Alfred siwo mukelabai

    September 16, 2023 at 7:02 pm

    how can i apply

  41. Michael Mfune

    September 17, 2023 at 12:09 pm

    How can the certification number be gotten

  42. Mathias

    September 19, 2023 at 12:12 pm

    I need a loan of 3000

  43. Moses kunda

    September 19, 2023 at 2:50 pm

    I need a loan k 500

  44. Gift muwowo

    September 22, 2023 at 5:00 am

    What are the 10digits

  45. Charles Kaputi

    September 22, 2023 at 1:11 pm

    I want to buy gas spares to use at Toka Leya bush lodge in Livingstone and Wilderness Trails in the Kafue National Park . The whole amount was k5, 000 but for now I can do with k3000 to be paid in 30 days

  46. Namwi Mukena

    September 23, 2023 at 6:12 am

    I want a loan for k10,000 but I’m failing to finish the process.when I reach enter code it fails,how do I come up with the 10digit code?iv been given a 4 digit code but I’m stuck,whatever I try does not work.your system is not user friendly,please help

  47. Annie mutti

    September 23, 2023 at 7:57 am

    I need a loan

  48. Willace Kaoma

    September 23, 2023 at 7:35 pm

    I need a loan for 1,500 please

  49. Joseph Liyali

    September 25, 2023 at 3:35 pm

    I need a loan of k3000 I’m falling to complete the application form you need 10 digits the valification code 4digits
    I need your help

  50. Morris Kufwayinda

    September 28, 2023 at 2:27 pm

    I need money to booster my business

  51. Mercy Annie gondwe

    September 30, 2023 at 5:11 am

    Please help how do I get the 10 digit code starting with 0 please help

  52. Lydia Chikweto

    October 1, 2023 at 4:54 pm

    I need a loan, but the process is complicated, help me.

  53. Mooli

    October 1, 2023 at 6:41 pm

    Since morning I am unable to receive the money

  54. Mwanza

    October 5, 2023 at 4:36 pm

    How do I get 10 digit number starting with 0,when the code is 4 digits please ???? help

  55. Ronald mulobolo

    October 7, 2023 at 8:36 pm

    I want a loan of k4,000


    October 10, 2023 at 11:19 am

    I want a loan for k6,000 but I’m failing to finish the process.when I reach enter code it fails,how do I come up with the 10digit code?iv been given a 4 digit code but I’m stuck,whatever I try does not work.your system is not user friendly,please help

  57. Mumbi benard

    October 12, 2023 at 8:35 am

    I need k500

  58. Jeremiah banda

    October 13, 2023 at 6:53 am

    I need 500 kwacha

  59. Roland Hoare

    October 19, 2023 at 12:19 pm

    i have tried to secure the app on my phone but whenever i get to the point of uploading my NRC the app just cuts off what must i do?

  60. Dumisani

    October 19, 2023 at 12:48 pm

    It’s been refusing

  61. Dumisani

    October 19, 2023 at 12:48 pm

    It’s hasn’t been working for me

  62. Temwa

    October 20, 2023 at 8:22 am

    How does one get the ten digit code you are requesting for, your ussd code only give 4 digits

  63. Shombe mukunuka

    October 22, 2023 at 6:03 am

    I really need it please

  64. Raphael Mwango

    October 25, 2023 at 10:18 pm

    I have applied for a loan of 2500 using a prokwacha zambia loan today 26th Oct.2023 which should be refunded within 2months please respond on that one quick as possible.

  65. Regina phiri

    October 26, 2023 at 8:51 am

    I really need this load

  66. siame clevious

    October 27, 2023 at 11:34 am

    i need a loan

  67. Kapinga Patrick Juniour

    November 17, 2023 at 3:16 pm

    Am interested in this loan

  68. Banda Eric

    November 20, 2023 at 2:22 am

    I need 10.000

  69. Chisomo Banda

    November 24, 2023 at 3:58 pm

    I don’t know how to remove the remind it say remind at the bottom they is or try to borrow lati


    December 1, 2023 at 10:08 am

    I applied for a loan of about k360 yesterday and I received a confirmation sms that consultants will call me to have verbal discussion. UpTo now I haven’t been called.
    Is there something wrong with my application?

  71. Donald Mapala

    December 11, 2023 at 1:16 pm

    I just apply for a loan of K5’000.
    Waiting for the positive result

  72. Isaac Mukosha

    December 16, 2023 at 9:37 am

    I want to buy fertilizer I need k4000

  73. Long Hairstyles

    February 4, 2024 at 12:42 am

    Your articles are extremely helpful to me. May I ask for more information?

  74. camera shutter count

    February 4, 2024 at 7:01 am

    Great blog post! I’m definitely interested in learning more about Mwachangu Loans Zambia and how they can help me with a fast cash loan up to K5000. I’ll definitely be reaching out to them for more information. Thanks for sharing!

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