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Okoa Mia Loan App Kenya



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Okoa Mia Loan App Kenya – Are you in need of quick cash without the hassle of visiting a bank or filling out lengthy paperwork? Look no further than Okoa Mia, the go-to mobile lender in Kenya that offers instant loans to both smartphone and feature phone users. With Okoa Mia, you can access loans ranging from Ksh 100 to a maximum of Ksh 900, making it a convenient solution for your urgent financial needs.

The Okoa Mia Loan App

While there is currently no dedicated Okoa Mia loan app, the process of obtaining a loan is still seamless and effortless. Customers can easily apply for loans using the USSD code *628# provided by Okoa Mia. This user-friendly platform ensures that anyone with a mobile handset can access the loans, eliminating any technological barriers. For educational purposes, see How to Bypass Mkopa Security on Samsung A01 and A10 and How to Remove INFINIX X6516 Security Plugin

How to Register for Okoa Mia Loan Using USSD Code

Registering for Okoa Mia and applying for a loan is a straightforward process that can be done using the USSD code *628# on your smartphone or feature phone (Kabambe). Follow the steps below to get started:

  1. *Dial 628# on your Mobile Phone Using the phone number that you want to register with Okoa Mia, dial *628# on your mobile phone’s dialer.
  2. Select Acceptance Fee Option Once you dial the USSD code, you will be presented with different options. Select the option to pay an acceptance fee. The acceptance fee ranges from Ksh 5 to Ksh 45, depending on your loan limit.
  3. Approval and Fee Return If you are approved for a loan by Okoa Mia, your acceptance fee will be returned to you. This means that you won’t lose any money if you don’t qualify for a loan.
  4. Enter Your ID Number Next, enter the ID number that is registered to the mobile number you are using to borrow the loan. Make sure to enter the correct ID number as it will be used for verification purposes.
  5. Loan Application After completing the registration and acceptance fee payment, you will be ready to apply for an Okoa Mia loan. Dial *628# again and follow the prompts to choose the loan amount you need.
  6. Loan Disbursement Once your loan application is approved, the money will be deposited into your M-Pesa account within minutes. You can then use the funds for your financial needs.

Remember to repay your Okoa Mia loan on time to build a positive credit history and increase your chances of qualifying for higher loan amounts in the future. If you have any questions or need assistance, you can contact Okoa Mia customer care at 0707000222 or email them at Enjoy the convenience of Okoa Mia and access quick loans whenever you need them. If you need a loan in Zambia, See Ambercash Zambia Review and Ambercash Zambia Contact Details

How to Repay Okoa Mia Loans

Okoa Mia loans come with a repayment period of 5 days and an interest rate of 10%. It is essential to repay the loan within the specified period to avoid late repayment fees charged daily. Repayment is made easy through M-Pesa. Simply follow these steps:

  1. Go to the M-Pesa menu on your mobile.
  2. Select “Lipa na M-Pesa.”
  3. Choose “Paybill.”
  4. Enter the business number 519608.
  5. Use your ID number as the account number.
  6. Enter the loan amount to repay.
  7. Enter your PIN and submit the transaction.

Okoa Mia Customer Care

If you have any questions, or concerns, or need assistance with your Okoa Mia loan or registration process, you can reach out to their customer care team. The Okoa Mia customer care is dedicated to providing support and resolving any issues you may encounter. Here are the contact details to get in touch with them:

Phone: You can call Okoa Mia customer care at 0707000222. This phone line is available to assist you with any queries you may have regarding the loan application, repayment, or general inquiries.

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Email: You can also reach out to Okoa Mia customer care through email at By sending an email, you can provide more detailed information about your issue, and the customer care team will respond with appropriate solutions or guidance.

In-person: If you prefer face-to-face interaction or have more complex concerns, you can visit any of the Okoa Mia branches near your location or see Jasmine Center, Westlands, · Nairobi, Kenya. The staff at their physical locations will be able to assist you with your questions and offer personalized support.

Online Support: Some lenders may provide a live chat feature on their website or within their mobile app. If Okoa Mia has such a feature, you can chat with a customer care representative in real-time to get immediate help.

Remember to provide specific details about your issue when contacting Okoa Mia customer care. This will help them understand your situation better and offer the most appropriate solutions. Whether it’s about loan disbursement, repayment, or any other inquiry, the customer care team is there to assist you and ensure you have a smooth experience with Okoa Mia loan services.


Okoa Mia stands out as a reliable and user-friendly mobile lender, providing quick loans to both smartphone and feature phone users. With flexible loan amounts and convenient repayment options, Okoa Mia is your go-to financial partner for instant cash needs in Kenya. Take advantage of Okoa Mia’s services today and experience the ease and convenience of borrowing money on the go.

Frequently Asked Questions (FAQ) – Okoa Mia Loan App Kenya

  1. What is Okoa Mia Loan App Kenya? Okoa Mia is a mobile lending platform in Kenya that offers quick and convenient loans to both smartphone and feature phone users. It provides instant access to loans ranging from Ksh 100 to Ksh 900.
  2. Is there an Okoa Mia Loan App available for download? Currently, there is no dedicated Okoa Mia Loan App available for download. However, customers can access the loan services through the USSD code *628#.
  3. How do I get started with Okoa Mia Loans? To get started with Okoa Mia, dial *628# on your mobile phone and follow the registration process. You will be eligible for an initial loan of Ksh 100, and with timely repayments, your loan limit will increase up to Ksh 900.
  4. What is the repayment period for Okoa Mia Loans? Okoa Mia Loans come with a repayment period of 5 days, and the interest rate is 10%. Timely repayment is crucial to avoid late repayment fees charged daily.
  5. How do I repay my Okoa Mia Loan? Repaying your Okoa Mia Loan is simple. Go to the M-Pesa menu on your mobile, select “Lipa na M-Pesa,” choose “Paybill,” enter the business number 519608, use your ID number as the account number, enter the loan amount to repay, enter your PIN, and submit the transaction.
  6. Can I extend the loan repayment period? Yes, Okoa Mia offers loan extensions that allow you to postpone your due date by 7, 14, or 30 days. To be eligible for a loan extension, you must have an active loan that is not 30 days past due.
  7. Can I apply for additional loan amounts or top-ups? Yes, Okoa Mia provides the flexibility of additional loan amounts or top-ups. You can top up your existing loan with extra cash, up to your current credit limit.
  8. How do I contact Okoa Mia customer care? If you have any inquiries or need assistance, you can reach Okoa Mia’s customer care team by phone at 0707000222 or by email at They are always ready to help and provide support.
  9. Is Okoa Mia loan service available 24/7? Yes, Okoa Mia’s loan services are available 24/7, allowing you to access loans at any time and meet your urgent financial needs.
  10. What benefits does Okoa Mia offer compared to other mobile lenders? Okoa Mia stands out with its accessibility to both smartphone and feature phone users. It offers quick loan approvals, flexible loan amounts, and a user-friendly loan application process, making it a preferred choice for instant cash needs in Kenya.

Experience the convenience and ease of borrowing with Okoa Mia Loan App Kenya. Download the app or use the USSD code *628# to access quick loans and fulfill your financial requirements hassle-free. For any queries or support, contact Okoa Mia’s customer care team, and they will be happy to assist you.

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