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Opay Tier 2 Limit | How to Open Opay Account & Upgrade to Tiers



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Opay Tier 2 Limit – Ever wondered about the ins and outs of Opay’s tiered system? Buckle up, as we journey through it!

Introduction to Opay Mobile Wallet

Opay isn’t just another mobile wallet; it’s your pocket-sized powerhouse for various transactions. From buying that much-needed airtime to transferring money to other banks, Opay’s got you covered!

How to open an OPay account in Nigeria? OPay, an innovative payment service, is transforming the way Nigerians make transactions. In this article, we will walk you through the process of opening an OPay account in Nigeria. Not only does OPay allow for seamless transactions, but it also comes with additional features like earning money and reselling business opportunities for airtime and data.

Introduction to OPay

OPay is more than just a payment service, it presents you with opportunities to earn money and provides amazing bonuses whenever you use the platform for purchasing airtime or data. We will be discussing the details of these benefits in upcoming articles, but for now, let’s focus on the process of creating your OPay account.

Why Choose OPay?

Apart from being a platform for making transactions, OPay also offers opportunities to generate income and provides irresistible daily bonuses. To fully exploit the potential of OPay, ensure you stay tuned for future articles that will dive deep into the various features and benefits. Also, Read How To Cardless Withdrawal On Moniepoint POS

Getting Started with OPay

To kick start the process of opening your OPay account in Nigeria, you would need to download the OPay app. There’s a link in the comments and description of this video. Clicking on this link will lead you to a page where you’ll be required to enter your phone number (excluding the first zero) and click on the download button.

Your First Bonus with OPay

If you sign up using the provided link, you will receive a bonus of 1200 Naira once you have transacted up to 2000 Naira through your OPay account. Consider this as a welcome bonus from OPay!

Installing and Registering on the OPay App

The link will redirect you to the Play Store where you can download and install the OPay app. Upon launching the app, you’ll find a showcase of the features available with OPay.

Verifying Your Phone Number

Next, enter the same phone number you used earlier. An OTP (One-Time Password) will be sent to this number. Enter this OTP and confirm to proceed. See how much is tecno pop 7 pro in Easy Buy?

Securing Your Account

The next step involves setting up a six-digit PIN to secure your account. Choose a strong PIN as this serves as a security measure for your account.

Capture and Upload Your Image

The OPay app will prompt you to take a picture of your face. Ensure to take this picture in a well-lit area for clarity.

Submitting Your ID

Although the app will ask for an ID submission, you can skip this step and do it later.

Filling in Your Details

Now, you will be asked to submit your name and a few other personal details. After entering this information, click ‘Continue’.

Linking Your Email Address

While it’s optional to link your email address, it is advisable to do so to secure your account further. After successfully linking your email address, your OPay account in Nigeria is all set and ready for transactions.

Claiming Your Rewards

Upon clicking on ‘Rewards’, you’ll be able to see some of the benefits and bonuses you can enjoy with your OPay account.

Verifying Your OPay Account

Remember to verify your OPay account. You can find the link to the guide in the description and comment section of this article.

With these simple steps, you’re now equipped with the knowledge on how to open an OPay account in Nigeria. Stay subscribed and keep notifications turned on for more enlightening articles like this one. Remember, our channel offers several ways to make money online and tips on various topics such as Forex Trading, affiliate marketing, blogging, CPA marketing, and so on.

How Long Does it Take to Upgrade My OPay Account? Upgrading your OPay account is a fast and straightforward process. In just a few minutes, you can elevate your account status and enjoy higher transaction limits. This swift upgrade process is designed to minimize downtime and ensure you can carry on with your transactions promptly.

How Can I Upgrade My OPay Account Manually?

Upgrading your OPay account manually is an easy process. Start by logging into your account and locating the ‘KYC’ icon at the top corner. Clicking on this icon reveals your current transaction limits. To upgrade, simply select ‘Upgrade to T2’ at the bottom of this page.

You will then be prompted to enter your Bank Verification Number (BVN). This is a mandatory step to ensure your account’s security. After entering your BVN, you will need to snap and upload a clear image of your face. This facial recognition feature is another security measure implemented by OPay to prevent fraudulent activities. Once you have completed these steps, a congratulatory message will be displayed, indicating a successful upgrade.

How Much is the Highest Amount OPay Can Receive?

The maximum amount of money that can be received in an OPay account depends on the account’s tier level. For an upgraded Tier 2 account, OPay users can receive up to 5 million Naira daily. This generous limit makes OPay a highly flexible platform for both individuals and business owners, allowing them to conduct high-value transactions conveniently. However, bear in mind that these limits may be subject to change as per OPay’s policies and local banking regulations. Regularly reviewing the transaction limits within your account settings are advised to stay updated. See how much is tecno pop 7 pro in Easy Buy?

Qualifications/Requirements for OPay Merchant Registration

To become an OPay merchant, there are certain qualifications and requirements that you need to meet:

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  1. Identity Verification: You must provide valid identification, such as a national ID, passport, or driver’s license.
  2. Business Registration: Depending on your location, you might need to provide evidence of business registration.
  3. Bank Verification Number (BVN): In certain regions, like Nigeria, a BVN is required for financial transactions. If applicable, you would need to provide this number during the registration process.
  4. Completion of the OPay Merchant Registration Form: This form will require personal details, business details, and the category of business.

Once you’ve met these qualifications and your registration has been approved, you can start sending and receiving money as an OPay merchant. The process is simple and straightforward, with the only requirement being the phone number of the other OPay user.

As an OPay merchant, you enjoy the advantage of higher transaction limits, with the ability to send and receive up to 5 million Naira daily. This facilitates efficient money management for your business, and the platform’s user-friendly interface makes transactions quick and hassle-free.

How Do I Upgrade to Tier 2 OPay?

Upgrading your OPay account to Tier 2 expands your transaction capabilities, allowing you to handle more substantial sums of money on a daily basis. The process to upgrade is simple and straightforward. Here is a step-by-step guide on how to upgrade to Tier 2 on OPay:

  1. Log In to Your OPay Account: First, you’ll need to access your OPay account. You can do this by entering your login credentials in the OPay app installed on your mobile device.
  2. Navigate to ‘Me’: Once you’re logged into your account, locate the ‘Me’ option, usually found at the bottom right corner of the app’s home screen. Click on this to access your account details.
  3. Access ‘Account Limits’: In the account details section, you’ll find an option labeled ‘Account Limits’. Click on this to see the different tier levels available for OPay accounts.
  4. Choose ‘Upgrade to Tier 2’: You’ll see options to upgrade to different tier levels. Since you’re interested in upgrading to Tier 2, click on the ‘Upgrade to Tier 2’ option.
  5. Provide Required Information/Documents: The app will prompt you to provide certain information or documents needed to upgrade your account to Tier 2. This could include personal identification documents or a snapshot of your face for verification. Follow the on-screen prompts, fill in the necessary information, and submit the required documents.

Remember, it might take some time for the OPay team to verify the information you’ve submitted and approve the upgrade. Once approved, you’ll receive a notification, and your account will be upgraded to Tier 2, allowing you to enjoy higher transaction limits.

Benefits of using Opay

Gone are the days of endless queues at the bank. With Opay, you can:

  • Buy airtime in a flash
  • Keep up with your favorite shows by paying cable bills
  • Bet on your favorite teams
  • Make sure the lights stay on by sorting out electricity bills
  • Transfer funds to other banks without a hitch

Download and Registration

Eager to jump on board? Opay’s mobile app is just a tap away from the Google Play store and the iOS app store. Registration is a breeze – just plug in the necessary info, and you’re good to go!

Opay Account Tiers

Now, here’s the kicker. You might have heard about transaction limits on new Opay accounts. Let’s demystify this, shall we?

To keep things safe and secure, Opay, like many banks, implements a tier system. Think of it as levels in a video game – the higher you go, the more perks you unlock!

Tier 1

Starting off, Tier 1 limits you to daily transactions of 50,000 naira and a maximum balance of 300,000 naira. But, with just your Bank Verification Number (BVN), you can easily level up!

Tier 2

Moving up the ladder, Tier 2 offers a daily transaction ceiling of 200,000 naira and a max balance of 500,000 naira. Ready to elevate? A valid ID like a NIN, Voter’s card, Passport, or Driver’s license will do the trick!

Tier 3

The creme de la creme! With Tier 3, transact up to a whopping 5 million naira daily. And guess what? No limits on account balance. A proof of address (like a utility bill) will get you here.

How do I buy data from Opay using the USSD code? Perhaps, you’ve found yourself wondering if there’s a way to use OPay without its app, without an internet connection. In this guide, we’re here to enlighten you on how to utilize OPay with no internet connection, using the OPay USSD code for transfers, airtime, and data purchases.

Use of OPay USSD Code for Transfers, Airtime, and Data Purchases

The functionality provided by the OPay mobile app can be accessed via USSD, a service that works without the Internet. However, to get started, ensure that the SIM card linked to your OPay account is in your phone. The OPay USSD code is *955#. See How to Buy Airtime on Moniepoint POS Machine

To utilize this, follow these steps:

  • Go to your phone’s dialer.
  • Input *955#.
  • Select the SIM card linked to your OPay account.
  • On successful dialing of the code, you will be presented with several options:
    • Transfer money
    • Buy airtime and data
    • Betting
    • Check account balance
    • Add money to your OPay account
    • Savings

Now, let’s delve into how to specifically use the USSD code to buy data.


Hit a snag? No sweat! Here’s how to get back on track:

  1. Open Opay and sign in.
  2. Click ‘ME’ (you know where it is!).
  3. Tap ‘Account limits’.
  4. Choose ‘Upgrade’ for your Tier of choice.
  5. Input the necessary info/documents and follow the on-screen steps.

Opay Customer Care | Phone Number, Email & Social Handles

Opay Customer Care – The advancements in fintech have birthed numerous platforms that offer various services designed to make our lives easier. One such platform is Opay, a leading African financial service super app that provides top-notch services ranging from mobile payments to loan services, food and grocery deliveries, and much more.

However, as with any platform, users may sometimes run into issues or have queries about the platform, and this is where the Opay customer care team comes into play. Known for their exemplary customer service, they provide all the assistance you may need while using the Opay platform. Here, we will take a deep dive into how you can utilize the various Opay customer care channels to get your questions answered and your issues resolved.

Still, facing issues? The Opay team is on standby to assist!

  • Phone: +2349165998936, 0700 8888328, 01 888328
  • Email:
  • Socials: @Opay_NG (Twitter), (Facebook), (Instagram)


By now, you’re practically an Opay Tier guru! If you found this guide handy, why not share it with pals on social media? And hey, don’t be a stranger! Subscribe for more juicy finance tidbits. Got questions? Drop them below!

Share and Connect

Let your friends in on the Opay secrets. Spread the word and let’s grow the Opay community!


  1. What’s the main benefit of upgrading my Opay account tier?
  • Upgrading unlocks higher transaction limits and allows for larger account balances.
  1. Is the Opay app free to download?
  1. Do I need different documents for each tier upgrade?
  • Yes. Each tier has its own set of required documents, as detailed in the article.
  1. Can I contact Opay on social media for assistance?
  • Indeed! Opay is active on Twitter, Facebook, and Instagram. Reach out!
  1. Are there any fees associated with upgrading my account?
  • No, upgrading your account tier is free. Just provide the necessary documentation.

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