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Tonse Loans in Zambia



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Tonse Loans in Zambia is a prominent lending service that offers a wide variety of financial solutions to its customers. From personal gadgets to household appliances, Tonse accepts a diverse range of items as collateral for loans. Here’s everything you need to know about this unique lending service.

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Loan Products and Interest Rates

Tonse loans provide a flexible range of loan limits, starting from K500 and extending up to K10,000. These loans are accessible to qualified borrowers in a short time frame, making them a convenient option for urgent financial needs. Moreover, the interest rates offered by Tonse Loans in Zambia are highly competitive, ensuring affordability for the borrowers. See Trending App in Zambia Mwachangu Zambia Review | How to Use the Mwachangu Loan App

How to Apply for Tonse Loans

Applying for a Tonse loan is a straightforward and user-friendly process. Whether you need funds for personal or business purposes, Tonse offers a seamless application procedure. Here’s a step-by-step guide:

1. Gather the Required Documents

Before applying, ensure you have the following documents ready:

  • National Registration Card (NRC): A valid NRC is required to verify your identity.
  • Collateral (proof of ownership): This could include items like laptops, vehicles, stoves, TVs, fridges, cameras, smartphones, etc.

2. Choose the Application Method

You can apply for a Tonse loan through two primary methods:

  • Visit Tonse’s Offices: You can apply in person by visiting their office located at Olympia Mumana Road, Lusaka, Zambia.
  • Contact Tonse’s Customer Support: If you prefer remote assistance, you can reach out to Tonse’s customer care through the following contacts:
    • Call: 0974482800
    • WhatsApp: 0974173047

3. Fill Out the Application Form

Whether applying in person or remotely, you’ll be guided through the application form. Ensure you provide accurate and complete information.

4. Submit Collateral and Agree on Terms

You’ll need to present your collateral and agree on the loan terms, including the interest rate and repayment schedule.

5. Receive Loan Approval

Once your application is reviewed and approved, the loan amount will be provided to you within a short time frame.

6. Adhere to the Payment Agreement

The payment agreement is done on the loan approval day. Customers are expected to make payments as agreed to avoid inconveniences.

Payment Terms

The payment agreement is finalized on the loan approval day, and customers are expected to adhere to the agreed payment schedule. Timely payments are essential to avoid any inconveniences. This is the best Taxi ride in Zambia; Yango Taxi App Zambia Review

Customer Care and Office Location

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Tonse loans provide excellent customer support through various channels. For any inquiries or assistance, customers can reach out via call or WhatsApp. The office is located at Olympia Mumana Road, Lusaka, Zambia.


Tonse Loans in Zambia offer a flexible and accessible lending solution for various financial needs. With reasonable interest rates and an easy application process, they have become a preferred choice for many borrowers in Zambia. Whether you need a loan for a laptop, vehicle, or any other valuable item, Tonse loans might be the right option for you.

Frequently Asked Questions (FAQ) about Tonse Loans in Zambia

Q1: What are the loan limits for Tonse loans?

A1: Tonse loans offer loan limits ranging from K500 to K10,000, depending on the borrower’s qualifications and collateral.

Q2: What items can be used as collateral for Tonse loans?

A2: Tonse accepts a wide variety of items as collateral, including laptops, vehicles, stoves, TVs, fridges, cameras, smartphones, and more.

Q3: How can I contact Tonse Loans for assistance?

A3: You can contact Tonse Loans via call at 0974482800 or WhatsApp at 0974173047. You can also visit their office at Olympia Mumana Road, Lusaka, Zambia.

Q4: What is the interest rate for Tonse loans?

A4: Tonse loans offer competitive interest rates, making them an affordable option for borrowers. Specific interest rates may vary based on the loan amount and terms.

Q5: How long does it take to get approved for a Tonse loan?

A5: Tonse loans are known for their quick approval process. Once the application is complete and the collateral is verified, the loan is provided to the qualified borrower in a short time.

Q6: What happens if I fail to make payments as agreed?

A6: It’s essential to adhere to the payment agreement to avoid inconveniences. Failure to make timely payments may lead to penalties or other actions as per the agreed terms.

Q7: Can I apply for a Tonse loan online?

A7: Currently, you can apply for a Tonse loan by visiting their offices or contacting them via call or WhatsApp. There is no mention of an online application process.

Q8: What is required for the application besides NRC and collateral?

A8: The primary requirements for a Tonse loan application are a National Registration Card (NRC) and collateral (proof of ownership). Additional requirements may be discussed during the application process.



  1. Mubangamwenya

    August 27, 2023 at 3:09 pm

    I need money


    September 6, 2023 at 3:21 pm

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